RTX could dominate global payments, XRP and XLM can’t match explosive growth

While Ripple’s XRP and Stellar’s XLM have long led blockchain-based remittances, they must evolve fast or risk being left behind; remittance volume and utility demands are rising, and Remittix (RTX) is quickly grabbing attention as the next-generation PayFi solution.

• Remittix recently raised over $18.2M in funding and is targeting a $36M hardcap, signalling strong investor demand
• With transfer times under 24 hours, support for 40+ crypto and 30+ currencies, and zero hidden fees, it meets a global need far more directly than Ripple or Stellar ever intended

## Why XRP & XLM are losing holders

XRP, once a financial institution favorite, has struggled to regain user traction despite positive legal developments and ETF exposure. Network activity is flat, and whale accumulation isn’t fueling price movement like it used to

Meanwhile, XLM remains stalled at low momentum; technical analysts point out a lack of fresh partnerships or mass-market adoption, even as institutional interest slows

As a result, sentiment is shifting away. PayFi investors now view older models as outdated, indicating a preference for real-world utility over legacy infrastructure.

Why Remittix is the talk of the payments space

Unlike XRP and XLM, which are geared toward banks, RTX is built for everyday users, allowing both individuals and businesses to send crypto and receive fiat directly into bank accounts across 30+ countries

But what’s driving investors?

• Top XRP holders are reallocating to Remittix, seeing its vision as cleaner and faster
• Market watchers applaud its execution roadmap: audited code, locked tokens, 250,000 crypto giveaway, and clear scalability plans

In addition, Remittix addresses inefficiencies in the $190 trillion global remittance market, offering conversion and settlement solutions across borders

Market sentiment signals

• Finbold and Analytics Insight said Remittix is set to “capture a share of XRP and XLM dominance,” forecasting potential 100x growth thanks to its core PayFi model
• CryptoDaily and CoinCentral dubbed Remittix the “Little Cousin” of XRP/XLM with game-changing potential. Analysts project RTX could exceed 50x gains if wallet adoption scales.

So, the race is on!

XRP and XLM once looked unstoppable. Now they sit in a slow lane while Remittix gains traction by offering something real, accessible, and scalable. For savvy investors who are drawn to early-stage projects, the choice is clear:

• Stick with legacy infrastructure that still just passes value between institutions
• Or back to Remittix, a platform scaling digital payments for the unbanked, freelancers, migrants, and even families sending money home.

In a landscape where speed, transparency, and utility rule, Remittix appears to be the new standard being built, not just dreamed about.

As always, do your research. But if the patterns from past cycles hold, tokens like RTX could very well be the breakout stars of 2025 and beyond.

Discover the future of PayFi with Remittix by checking out the project here:

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