1. What is Gate Pay Auto-Earn?
After enabling Auto-Earn, the system will automatically subscribe idle assets in your merchant balance account to flexible-term products on an hourly basis, allowing you to earn returns on unused funds.
2. Can Auto-Earn be enabled or disabled at any time? How does it work?
You can enable or disable Auto-Earn at any time via: [Merchant Dashboard] - [Balance] - [Earn]**. Please note that this operation cannot be repeated within 24 hours after each change.
3. Are there any additional fees?
There are no additional or hidden fees for the "earn on idle funds" product, and no extra conditions are required for redemption.
4. What is the APR for Auto Earn?
You can view the supported cryptocurrencies and their estimated APRs on: [Merchant Dashboard] - [Balance] - [Earn].
5. Is there any risk of loss?
The displayed APR represents crypto rewards. The interest rate is adjusted hourly, and no losses have occurred historically.
6. When does interest start accruing and get distributed?
Interest is calculated hourly based on the previous hour's earn positions. Daily interest is distributed at 00:30 (UTC) for the entire previous day.
7. Where is the interest credited? Are there any withdrawal limits?
Interest is credited directly to your merchant balance account. You can view distribution records via: [Merchant Dashboard] - [Balance] - [Funds Flow]. Once credited, the interest can be withdrawn at any time without restrictions.
