Introduction

MANSA Finance is a DeFi-driven liquidity provider for cross-border payments and trade financing. Leveraging stablecoins and blockchain technology enables businesses and financial institutions to send and receive payments instantly without relying on traditional pre-funded accounts. This improves capital efficiency and reduces transaction costs.

The global payments sector faces inefficiencies such as high fees, slow settlement times, and limited liquidity access—especially in emerging markets. Traditional financial institutions require businesses to hold large currency reserves, leading to capital inefficiencies. MANSA Finance addresses these challenges by offering stablecoin-backed liquidity pools that allow businesses to execute payments without locking funds in multiple countries.

Backed by $10 million in seed funding led by Tether, MANSA Finance is expanding into Latin America and Southeast Asia, where demand for efficient liquidity solutions is high. As part of the growing Decentralized Finance (DeFi) ecosystem, the company is also forming partnerships with DeFi lending platforms to offer advanced financing solutions for businesses.

What is MANSA Finance?

MANSA Finance is a blockchain-powered liquidity provider that facilitates seamless cross-border payments. Unlike traditional financial services that require businesses to maintain capital reserves in different currencies, MANSA Finance offers stablecoin-backed liquidity pools that allow businesses to execute payments efficiently.

Its core services include:

• Liquidity Provisioning – Instant access to liquidity to reduce capital lock-up.
• Global Payouts – Direct payments to banks and digital wallets.
• Foreign Exchange (FX) Management – Automated treasury and currency conversion.

By integrating blockchain technology into traditional financial infrastructure, MANSA Finance ensures businesses can access real-time settlements and optimize cash flow without intermediaries. This solution particularly benefits payment service providers, remittance platforms, virtual card issuers, and forex companies operating in emerging markets.

History of MANSA Finance, Origins, and Key Persons

Founded in 2023, MANSA Finance was established to bridge the gap between traditional financial systems and blockchain-driven liquidity solutions. The company was co-founded by:

• Mouloukou Sanoh (CEO): A fintech entrepreneur with experience in investment banking, venture capital, and Web3 technologies. He co-founded Cassava Network and led investments at Cardano’s Adaverse. His background in financial services inspired him to create a solution for more efficient cross-border transactions.
• Nkiru Uwaje (COO): An expert in technology and financial services, with over a decade of experience leading digital transformation initiatives in fintech and payments.

Leadership Team

• Gathuo Njoroge (Head of Credit & Risk): Specializes in SME and corporate finance across Africa and the U.S.
• Fela Bankole (Chief Compliance & Legal Officer): Experienced in financial compliance and regulatory policies at HSBC and Franklin Templeton.
• Victor Schubert (Head of Treasury): A specialist in quantitative trading and cross-border financial operations.
• Abhi Mehta (Head of Partnerships): Focuses on crypto payments, liquidity management, and institutional trading.

Funding and Expansion

In February 2025, MANSA Finance secured $10 million in funding from Tether, Polymorphic Capital, Octerra Capital, Faculty Group, and Trive Digital. The company is expanding its services to Latin America and Southeast Asia, addressing liquidity shortages in these high-demand regions. Since its August 2024 launch, MANSA Finance has facilitated over $27 million in transactions, with January 2025 alone recording $11 million in on-chain settlements.

How Does MANSA Finance Work?

MANSA Finance is a blockchain-based liquidity provider that specializes in enhancing cross-border payment efficiency. Its platform leverages stablecoins to offer instant liquidity, addressing common international transaction challenges.​

Key Operational Components

Stablecoin-Powered Liquidity: MANSA utilizes stablecoins—cryptocurrencies pegged to stable assets like the US dollar—to provide immediate liquidity. This approach reduces the need for businesses to maintain pre-funded accounts in multiple currencies, optimizing capital deployment.

Real-Time Settlement: The platform facilitates instantaneous cross-border transactions, minimizing settlement delays. By integrating blockchain technology, MANSA ensures secure and transparent payment processes, enhancing trust and efficiency.

API Integration: Businesses can seamlessly integrate MANSA’s services into their existing systems through application programming interfaces (APIs). This integration enables automated access to liquidity, streamlining operations without significant infrastructure changes.

Treasury Optimization: By providing on-demand liquidity, MANSA assists companies in optimizing their treasury functions. This service ensures that funds are available where and when needed, reducing idle capital and improving financial efficiency.

Export Receivables Financing: MANSA provides liquidity to exporters of FMCG products such as nuts, avocados, and bananas. Businesses in emerging markets can receive immediate payment on post-dated invoices, reducing capital lock-ups.

Mansa finances 80% of invoice values upfront, charging 2–3% per month (24–36% APY) while getting repaid directly by the buyer. This allows exporters to access working capital without waiting 30+ days for payments.

Key Features of MANSA Finance

MANSA Finance offers a suite of services designed to enhance the efficiency of cross-border payments:​

Instant Liquidity Solutions

MANSA provides immediate access to funds, eliminating delays and reducing the need for pre-funding across various markets. This enhances treasury management by ensuring funds are available where and when needed. ​

Global Payouts

It facilitates seamless international payouts by connecting directly to local banking networks and digital wallets, enabling businesses to pay suppliers and vendors worldwide efficiently. ​

Foreign Exchange (FX) and Treasury Management:

MANSA finance offers comprehensive currency management solutions, optimizing FX flows and treasury positions through automated cross-border settlements and liquidity management.

Blockchain Integration

The company utilizes stablecoins and blockchain technology to enable real-time settlements and instant payouts, addressing critical pain points for payment companies operating in emerging markets.

Partnerships with Financial Platforms

It collaborates with blockchain payment platforms, such as Bitmama, to improve cross-border payment accessibility across Africa by providing liquidity to pre-fund accounts in multiple countries.

Stablecoin Credit for Remittance Companies

Mansa provides remittance firms with 1—to 5-day stablecoin credit lines (USDC/USDT), eliminating the need for pre-funding accounts in multiple locations.

Is MANSA Finance a Good Investment?

In February 2025, MANSA Finance secured a total of $10 million in funding. This included a $3 million pre-seed round led by Tether, with co-investment from Polymorphic Capital, Octerra Capital, Faculty Group, and Trive Digital.

An additional $7 million was obtained from various institutional investors, such as corporate entities, quantitative funds, and alternative investment firms. This substantial financial backing reflects strong investor confidence in MANSA’s business model and growth prospects. ​

MANSA Finance plans to utilize the recent funding to expand into Latin America and Southeast Asia, regions often facing liquidity challenges in cross-border payments. This strategic move could open new revenue streams and enhance the company’s global presence.

Mouloukou Sanoh and Nkiru Uwaje co-founded the company. They bring extensive experience in traditional finance, payments, and Web3 technologies, and their leadership is a valuable asset in navigating the complexities of the fintech industry. ​

As with any fintech venture, MANSA Finance operates in a competitive and rapidly evolving market. Potential investors should consider the inherent risks associated with the fintech industry, including regulatory changes and technological advancements.​

How Can You Own MANSA Finance?

As of March 2025, MANSA Finance is a privately held company specializing in blockchain-based liquidity solutions for cross-border payments. This private status means its shares are unavailable on public stock exchanges, limiting direct investment opportunities for individual investors.​

Individual or institutional investors may participate in private funding rounds, such as seed or venture capital investments. These opportunities are typically limited to accredited investors and often require substantial capital commitments.

In some cases, existing shareholders, such as early investors or employees, may sell their shares through secondary markets. Access to these transactions is generally restricted and may require meeting specific investor qualifications.​

Investing in private companies like MANSA Finance involves higher risk and liquidity constraints than investing in public markets. Potential investors should conduct thorough due diligence and consult with financial advisors to assess suitability based on their individual financial goals and risk tolerance.

Tokenomics of MANSA Finance

As of March 2025, MANSA Finance has not issued a proprietary cryptocurrency token. The company focuses on providing liquidity solutions for cross-border payments, utilizing existing stablecoins like USDT to facilitate transactions.

MANSA Finance does not have its own token. Instead, it leverages established stablecoins to offer liquidity services.​ The platform uses stablecoins such as USDT to reduce settlement delays and transaction costs, enhancing the efficiency of cross-border payments.

The company’s primary objective is to address liquidity challenges in cross-border transactions, particularly in emerging markets, by providing stablecoin-based liquidity solutions.

Conclusion

MANSA Finance is redefining cross-border payments by integrating stablecoin-backed liquidity and DeFi solutions. Offering instant settlements and alternative financing options removes barriers associated with traditional banking liquidity constraints.

With $10 million in investor backing, expansion into high-demand markets, and partnerships with DeFi lending platforms, MANSA Finance is set to become a major liquidity provider in the global financial ecosystem.

As DeFi adoption continues to rise, MANSA Finance’s approach to stablecoin-backed liquidity and decentralized financing positions it as a critical player in the evolution of international payments.