## APR is More Than Just a Number: Why Investors Need to Understand the True Cost
When you see attractive figures like "8% per annum" or "100% income in DeFi," know that — it's often only half the story. Behind these numbers are fees, charges, and hidden expenses. That’s why **APR (Annual Percentage Rate)** is a metric that everyone dealing with loans, borrowing, or crypto income should truly understand.
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## What’s Behind the APR Acronym
**Annual Percentage Rate** translates to the yearly interest rate. But it’s not just a percentage — it’s **the full picture of your financial obligation**
View OriginalWhen you see attractive figures like "8% per annum" or "100% income in DeFi," know that — it's often only half the story. Behind these numbers are fees, charges, and hidden expenses. That’s why **APR (Annual Percentage Rate)** is a metric that everyone dealing with loans, borrowing, or crypto income should truly understand.
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## What’s Behind the APR Acronym
**Annual Percentage Rate** translates to the yearly interest rate. But it’s not just a percentage — it’s **the full picture of your financial obligation**