XRP Price Prediction — Standard Chartered Projects $12.50, Are They Right?

XRP continues to be one of the best-performing large-cap altcoins on the market

The XRP price rallied nearly 15% from its Tuesday lows after Donald Trump announced a 90-day pause on all tariffs, excluding those on Chinese imports.

While most majors, including Bitcoin, Ethereum, and Solana, continue to trade below key resistance levels, XRP appears to have successfully flipped its own.

Meanwhile, a new XRP price prediction from British multinational bank Standard Chartered has the asset peaking at $5.5 in 2025 and $12.5 in 2028

Standard Chartered’s XRP Price Prediction — $5.5 In 2025, $12.5 In 2028

Standard Chartered’s Head of Digital Assets Research Geoffrey Kendrick is bullish on XRP’s upside potential — both in the short and the long term

Kendrick cites regulatory clarity from the newly pro-crypto SEC, the potential for rapid mainstream adoption, and XRP’s role in the evolving payments and tokenization landscape as key reasons for his optimism.

Just today, US Treasury Secretary Scott Bessent revealed that the Trump administration is tackling regulatory impediments to blockchain, stablecoins, and new payment systems. Considering Ripple’s close relationship with Donald Trump, experts are viewing Bessent’s comments as bullish for XRP

BREAKING NEWS:

US Treasury Secretary Scott Bessent says the US government is looking at "regulatory impediments to blockchain, stablecoins, and new payment systems."

Hello $XRP & $RLUSD pic.twitter.com/2ykVm2hz8z

— Kenny Nguyen (@mrnguyen007) April 9, 2025

Meanwhile, the US Senate has confirmed Trump’s pro-crypto nominee Paul Atkins as the new SEC chief, increasing the odds of spot XRP ETF approval in 2025

Kendrick expects between $4 billion and $8 billion to flow into the ETF within the first year alone, a view echoed by analysts at JPMorgan.

Following the ETF approval, Kendrick projects the XRP price to reach $5.50 in 2025, followed by $8 in 2026, $10.40 in 2027, and $12.50 by 2028.

Is It The Right Time To Buy XRP?

Sidelined investors have two excellent ways of investing in XRP

They could wait for a daily close above the $2.04 resistance — a scenario that now appears close to playing out. This setup is particularly ideal for swing traders, who could look to long XRP from $2.04 up to $2.38.

On the contrary, they could wait for a rejection of this resistance and wait for a double bottom at the $1.65 support. This would be the ideal scenario for spot buyers

If Standard Chartered’s XRP price prediction plays out, it would mean nearly 9x returns by 2028

Best Cryptos To Buy Besides XRP

Besides XRP, sidelined investors should keep an eye out for Solana. The popular altcoin is close to securing a bullish continuation by flipping the $120 S/R level, which could pave the way for a rally to $200 in the coming weeks

Popular Solana meme coin Fartcoin continues to be an attractive investment as well. It is one of the few assets that has continued to defy the broader market uncertainty and appears to be headed for $1 in the short term

Interested buyers should also eye new crypto assets that are in high demand among the whales.

For instance, whales continue to pour in six-figure investments into Solaxy (SOLX), despite the broader market uncertainty. While still being in its presale, SOLX has raised nearly $30 million in short order, indicating high upside potential following its launch

Solaxy is the first prominent Solana Layer-2 coin and, therefore, has the potential to become a key component of the Solana ecosystem in the future

Considering most top Layer-2s end up surpassing billion-dollar valuations, SOLX continues to be an excellent investment, with many eyeing up to 10x returns

Similarly, a growing number of crypto influencers are calling BTC Bull (BTCBULL) the next 100x crypto

The next bull market is imminent, with even TradFi experts like Fundstrat’s Tom Lee expecting the Bitcoin price to peak between $150k and $200k

BTCBULL holders will be among those who benefit the most, considering they will earn free Bitcoin airdrops when the BTC price hits certain set milestones. On other milestones, they will also benefit from token burn events and BTCBULL airdrop

Several prominent analysts are now viewing BTC Bull as one of the best cryptos to buy today