Ripple vs SEC: Is the End of the Most Famous Crypto Lawsuit Finally in Sight?

The legal battle between Ripple and the U.S. SEC has dragged on for years — but now, it finally seems like the story may be reaching its conclusion. Both parties requested a 60-day pause in proceedings, which the court approved, and experts are beginning to believe that the XRP lawsuit could soon be over.

🔹 A Step Forward: Ripple and SEC Agree on Temporary Pause The U.S. appeals court gave the green light to a 60-day suspension of the case. This move came after a joint motion from both Ripple and the SEC, hinting that a potential settlement could be close. If a deal is reached, Ripple would pay only $50 million in penalties, and the remaining $25 million would be returned, based on decisions by the SEC and district court.

🔹 What’s Holding It Back? Experts point out that the final decision is being delayed as the parties wait for Paul Atkins to be appointed as the new SEC Chair. Only then can formal steps toward ending the case move forward. Ripple is also awaiting a decision from Judge Analisa Torres, which would allow the company to privately sell XRP. Without this approval, Ripple's plans for an IPO could be seriously hindered — potentially setting the company back by three years.

🔹 Could XRP’s Fate Be Decided by June? Legal experts like James Farrell believe things could progress quickly — if the SEC approves the settlement and Judge Torres agrees, the entire case could be wrapped up before June 2025. Past cases show that similar rulings can take anywhere from three weeks to six months, depending on the judge. So the next 60 days will be critical for determining how this unfolds.

🔹 But What If Things Go Sideways? If Judge Torres rejects the settlement, the case could be sent back to the appeals court. This could cause major delays, with estimates suggesting the final decision might not come until January 2027. That would mean the Ripple vs SEC lawsuit drags on for over a decade.

🔹 Conclusion: XRP Awaits a Defining Moment Ripple is on the verge of a key decision that could end years of legal uncertainty. If all goes well, we might see a final ruling by this summer. If not, the legal battle could continue until 2027. Either way, the coming weeks will be crucial for Ripple’s future — and for the direction of the entire U.S. crypto industry.

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