Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
253,506,620
0.000374%/
0.000411%
/3.61%
0.000622%
/5.45%
btc
BTC
2,730
229.56M USDT
0.000278%/
0.000306%
/2.69%
0.000337%
/2.96%
eth
ETH
10,542
19.22M USDT
0.000273%/
0.000351%
/3.08%
0.000330%
/2.90%
xrp
XRP
18,458,789
39.38M USDT
0.000740%/
0.001544%
/13.53%
0.001042%
/9.13%
doge
DOGE
176,049,785
30.14M USDT
0.000452%/
0.000501%
/4.39%
0.000653%
/5.73%
ondo
ONDO
24,938,667
20.5M USDT
0.000070%/
0.000100%
/0.88%
0.000609%
/5.34%
bnb
BNB
20,902
12.49M USDT
0.003229%/
0.005490%
/48.10%
0.003907%
/34.23%
shib
SHIB
993,036,321,727
12.29M USDT
0.000146%/
0.000161%
/1.42%
0.000611%
/5.36%
ltc
LTC
140,864
11.91M USDT
0.000272%/
0.000300%
/2.63%
0.000611%
/5.36%
usdc
USDC
10,973,455
0.000489%/
0.000859%
/7.53%
0.001102%
/9.66%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?