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国际结算基础设施迎来了重大转变时期。ISO 20022统一消息标准的全面迁移已完成,全球金融机构的共存期结束。随着这一国际规格的推行,现有的结算基础设施发生了重大变化,仿真货币网络也产生了连锁效应。
XRP和XLM等主要虚拟货币项目,通过跨境汇款的效率化和iso20022规格的应对,正处于能够强化与传统银行系统互操作性的位置。业界人士指出"新规格的迁移完成将在虚拟货币部门带来结算层的重组"。预计iso20022应对的进展情况将成为今后虚拟货币市场发展的重要因素。