[Coin World] It is expected that by 2030, the scale of cross-border payments will exceed $290 trillion, and the transfer speed of Crypto Assets will be faster and cheaper than traditional banks. The leading alts in 2025 include a certain Crypto Asset, which is currently priced at $0.0125 in presale and has raised over $110,000. It is an all-in-one banking application that integrates Crypto Assets and fiat currency, supports Visa payments, and uses AI-optimized routing features. XRP remains a key player in the institutional-grade Settlement space, while XLM targets remittance services in underbanked areas. QNT supports Blockchain interoperability, CELO focuses on mobile-first payments in emerging markets, and HBAR provides high-speed enterprise Settlement. A certain Crypto Asset stands out with its active products and user-centered features, making it a strong contender for growth and adoption.