2025-12-25 14:44:16

According to the recent market research report released by Jay Yu, a researcher at Pantera Capital, the cryptocurrency ecosystem in 2026 will see several noteworthy developments.

In the lending sector, capital-efficient consumer credit is expected to become a new growth point for crypto finance. This means that DeFi protocols and lending platforms may further improve user experience and lower entry barriers.

Meanwhile, proxy business solutions based on endpoint technologies like x402 are also expanding boundaries. These business tools are expected not only to deepen in trading but also to gradually penetrate broader service scenarios such as payments and settlements.

The most interesting development is the involvement of AI—artificial intelligence-driven trading processes are moving from niche experiments to mainstream applications. Automated trading, intelligent risk control, and data analysis could become standard features of exchanges and investment tools.

Overall, the crypto market in 2026 may no longer be just a game of price fluctuations but will evolve toward a more mature, efficient, and intelligent direction.

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NotSatoshi

· 5h ago

Is 2026 still far away? Right now, everyone is talking about AI automated trading, and it'll probably be a different story then.

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SerumSurfer

· 5h ago

You're just making empty promises again. Every year, DeFi says it will lower the entry barriers, but what’s the result? --- AI automated trading sounds great, but when it actually loses money, who will take the blame... --- Consumer credit? The crypto world probably wants to learn the traditional financial methods of cutting the leeks? --- 2026, huh? By then, there will be new tokens and new concepts. I don’t believe you at all. --- x402, has anyone used this? Feels like another technical jargon bluff. --- Smart risk control as standard... Laughable. How many exchanges have gone bankrupt while claiming to have risk control? --- It sounds good, but isn’t it just about attracting more people into the market? --- This logic was mentioned in 2024, again in 2025, and it will probably be said again next year.

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rekt_but_vibing

· 5h ago

Talking about 2026 again? I think we still need to wait for the market to pick up before making any judgments. Not many people are using DeFi right now. Fully automated AI trading? Ha, that will probably turn into a scene where a bunch of robots are cutting each other again. Consumer credit is somewhat interesting; it depends on how it is implemented. Business solutions sound good, but I haven't heard of x402. Has anyone tried it?

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LightningPacketLoss

· 5h ago

It's still early 2026, let's see if we can survive this bear market this year first, haha.

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