Many people enter the crypto space with the idea of getting rich overnight, but instead, they end up overwhelmed and stressed out. Actually, changing your mindset—giving up short-term timing and focusing on long-term accumulation—can even improve your quality of life.

Why is dollar-cost averaging friendly to ordinary people? The most direct benefit is—you don't need to watch the charts or analyze candlesticks, nor worry about when the market is at its peak. By investing a fixed amount of money in BTC or ETH on a set day each month, you can go about your normal life and work, and your mindset becomes much more stable.

What do the data say? The historical record of Bitcoin dollar-cost averaging over the past four years shows that no matter when you start, the final result is a positive return. The annualized yield generally ranges from 15% to 30%, with a simple operation frequency of once a month—nothing more complicated than that.

The method is actually quite simple: on your payday each month, set aside a fixed amount of money to buy a little BTC and ETH, then turn off the app and go about your business. After four years, open your wallet and take a look—you'll usually be pleasantly surprised. Many people become winners simply by repeating simple actions.