2025-12-25 16:25:31

First, to get to the point—if you have more than 50,000 USD1, you might consider diversifying into a combination like 200 USDT and 5000 USDC. Currently, these two products offer the most competitive interest rates among stablecoins.

Recently, the USD1 limit has been relaxed, but large investors should be aware of a potential pitfall: the liquidity for USD1 trading pairs is still not sufficient. Using market orders to exchange directly can lead to slippage. A safer approach is to first convert USD1 into USDT, then adjust your holdings into other tokens as needed.

Regarding the exchange limits, around 50,000 USD1 is a good dividing line. The interest configurations we mentioned earlier are tailored for this amount of funds.

For interest rates, focus on USDT and USDC, as they are currently the highest-yield options after USD1. As for XUSD, its interest rate has returned to around 3%, which is not very competitive at the moment, so it’s not particularly worth allocating specifically.

USD10.04%

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

5 Likes

Reward
5
5
Repost
Share

Comment

0/400

WhaleInTraining

· 5h ago

Remember the $50,000 threshold, but can the interest rate spread between USDT and USDC really beat USD1? Wait, be careful of slippage traps; market orders will always lose money. XUSD has already dropped to 3%, so it's really not attractive anymore. This round of USD1 quota liberalization is real, but liquidity remains an old problem. So, it's only worth messing with this set of strategies when it's above $50,000. Having USDT as the main allocation shouldn't be a problem, after all, the fundamentals are solid.

View OriginalReply0

ChainMaskedRider

· 5h ago

The $50,000 threshold seems quite precise, but can the interest from USDT and USDC really beat USD1? It feels a bit risky. I've fallen for that slippage trap before; using market orders directly is really not worth it. XUSD has already dropped by 3%? Then it's better to just stake with Lido.

View OriginalReply0

SilentAlpha

· 5h ago

Slippage is really something to be careful about; I've been burned by it before. The interest rate spread between USDT and USDC really can't be widened anymore. The 50,000 mark is quite significant; the data seems pretty accurate. XUSD has already fallen to 3%, so what's the point of playing anymore? Diversified allocation takes time, but it's much better than all in. By the way, when will USD1 liquidity pick up... We need to think about how to pave the way forward. This portfolio setup is quite interesting; you might want to give it a try.

View OriginalReply0

BloodInStreets

· 6h ago

Still scamming new investors, how long has this combo been played...

View OriginalReply0

OptionWhisperer

· 6h ago

Slippage is really a trap; I’ve done it once before directly. --- I’ve memorized the 50,000 threshold; refer to it next time. --- XUSD really isn’t interesting anymore; it’s better to just hold USDT directly. --- Be careful with insufficient liquidity; no wonder people have been complaining recently. --- 200 USDT paired with 5000 USDC? The ratio is important. --- Switching to USDT first is a safe move to avoid being cut by slippage. --- High yields gone means a scam coin; XUSD is a textbook example. --- Lifting the limits sounds good, but there are also many pitfalls.

View OriginalReply0