Tired of the same old tricks? Selling assets for cash, worrying about liquidation, chasing those illusory high yields—always stuck in these few traps. There’s a project trying to change this game, not by shouting about returns to attract people, but by genuinely allowing your assets to be safely controlled and to generate real utility.



The core logic is actually straightforward: you can tokenize your crypto assets or physical assets and lock them into the system. The system allows you to mint USDf— a stablecoin pegged to the US dollar— based on these locked assets. The key here is the over-collateralization model. You cannot fully convert 100% of your asset value into USDf; instead, you need to maintain a higher collateral ratio.

Why design it this way? Simply put, risk management. Excessive leverage is a common trigger for DeFi explosions. By requiring more collateral to protect the stability of the entire system, it reduces the chain reaction risk during extreme volatility.

The advantage of this model is flexibility. Your assets are locked but not gone; the minted stablecoins can be traded, lent, or used on-chain. Compared to directly selling assets for cash flow, this method allows you to retain exposure while also gaining liquidity. For users who are bullish on long-term holdings but need flexible short-term funds, this provides an additional option.
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DeFiGraylingvip
· 12h ago
Over-collateralization is a familiar topic again. How many projects can truly stay stable?
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TokenTherapistvip
· 12h ago
It sounds like the same old over-collateralization approach, feels nothing new.
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Whale_Whisperervip
· 12h ago
It's the same over-collateralization system again. It sounds good, but you won't know if it's smooth until you actually try it.
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P2ENotWorkingvip
· 12h ago
Well... I understand over-collateralization, but isn't this just a different way of lending? The game-changing solutions should have come earlier. --- USDf? Another stablecoin... I just want to see what happens when a black swan event occurs. --- Maintaining exposure while gaining liquidity sounds great, but who bears the risk then? --- Not relying on yields to attract users? Then how do you attract them—by sentimentality? Haha. --- Over-collateralization to prevent explosions... what happened to the last project that claimed that? How is it now? --- You're right, but I'm more concerned about when it will be listed on exchanges and when liquidity mining will start. --- Locked assets don't disappear, but can they be freely used? Feels like we're still trapped. --- The logic seems sound, but I wonder if the actual operation will again involve a bunch of gas fees. --- This kind of setup makes you think it's "safe," but in reality, it's still a game of leverage. --- It indeed provides an extra option for long-term holders, but only if the project survives long enough.
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FallingLeafvip
· 12h ago
It's the same over-collateralization model again, feels similar to MakerDAO. Is there anything new? --- Selling assets for stablecoins? You might as well just hold the coins and wait for a rebound. Why lock so much collateral? --- Want to keep exposure but also need liquidity? Sounds good, but who will help you liquidate in extreme market conditions? --- DeFi is just like that, always a game of collateral ratios. The core logic hasn't changed. --- Relying on shouting about yields actually makes me less convinced. In the end, it's all about luck. --- Over-collateralization is essentially a disguised way of harvesting profits. The money you lock up is never as safe as you think. --- It looks interesting, but you really need to wait for the market to verify it. Right now, too many projects are just talk. --- No matter how stable the system is, it can't withstand a market crash. This kind of design is really just delaying the inevitable failure. --- Flexibility is definitely a selling point. Better than being forced to liquidate, right? --- Want asset appreciation and cash flow at the same time? Such a good thing never exists; it's just risk transfer.
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