DCA (Dollar Cost Averaging), in simple terms, is not about betting on ups and downs, but about using time to generate returns.

I know an older brother who started doing DCA back in 2022, focusing on a top-tier coin. The first two years were really tough—watching the coin’s price plunge, he was panicked too, always thinking about waiting for a lower price to buy in. But later, he realized one thing:

Those big gains are not achieved by precisely bottom-fishing. Instead, it’s those who mechanically buy in repeatedly and consistently who end up laughing last. Now, he doesn’t need to work anymore; relying on his previous accumulation, he earns rental income every month while lying around. This is not a joke; it’s a true story.

Want to try it too? Here are three strategies; just pick the one that suits you best—

**Option 1: Time-based DCA (the laziest and most stable)**

The rule is simple: on the same day each week or month, invest a fixed amount of money. For example, deduct 500 USDT weekly, just execute mechanically—don’t watch the market or overthink when prices will rise or fall.

What’s the benefit? Over time, costs are automatically averaged out. During high volatility, you can buy at cheaper prices. No need to be hostage to market sentiment.

This method is best suited for: people who don’t want to watch the charts every day, or those who genuinely lack the energy for technical analysis.

**Option 2: Price-tiered adding (boldly buy more when prices drop sharply)**

Set several price points for yourself, then adjust your investment based on the decline. For example:

- When the coin price drops below 200 → try to add some
- When the coin price drops below 300 → add more
- When the coin price drops below 400 → go all in

The core idea is to treat dips as sales—buy more quality assets when they’re cheaper. Once you hold steady, let time prove your judgment.

**Option 3: Moving average-assisted DCA (advanced approach)**

This requires some knowledge of candlestick charts. Use EMA100 (100-day moving average) as a reference; prices near this line often signal a stage low. For extra safety, look at EMA200 to judge if the overall trend is stable.

The advantage of this method is that it combines technical guidance with the discipline of DCA, reducing blind buying or selling.

It’s suitable for those with some technical foundation who want to further optimize their DCA rhythm.

**The real secret to DCA: Discipline and time**

This game isn’t about being super smart; it’s about whether you can stick to it and stay patient. Those who persist with DCA for a year or even longer before a bull market are often called “lucky.” But they know clearly:

It’s not luck; it’s that initial courage combined with the confidence gained from sticking to it.