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Here's the reality: we're in bear market territory right now. But let's flip the script—this is precisely when the greatest wealth builders emerge. History shows us that fortunes aren't made at the top; they're made when prices are down and sentiment is beaten.
So what's the play? Start accumulating strategically. Layer into positions gradually rather than going all-in. This isn't a sprint; it's methodical position-building.
But here's what most miss: use this downtime wisely. Step outside more. Hit the gym. Travel. Read. Learn new skills. Build something meaningful. This bear phase is your off-season—strengthen yourself while strengthening your portfolio.
The clock's ticking toward 2026, and that's when things shift again. The ones who stack now and use this time to level up personally? They'll be positioned perfectly for the next wave.