2025-12-28 15:21:43

Making money through investing is really not about luck. Simply put, it relies on rational decision-making and thorough research, maintaining existing assets while also thinking long-term. The multi-asset allocation strategy is indeed worth taking seriously—combining traditional financial products, crypto assets, and various categories of asset portfolios to balance risk and return. Some project teams operate this way, with layouts across crypto, stocks, bonds, and other fields. This diversification strategy can prevent you from being too passive during market fluctuations and is also a common approach among institutional investors.

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

15 Likes

Reward
15
6
Repost
Share

Comment

0/400

SatoshiChallenger

· 3h ago

Hmm... I haven't seen anyone survive three bull and bear cycles relying on "rational decision-making" [cold laugh]. Data shows that 98% of retail investors who promote multi-asset allocation end up fully buying in during some crash. Ironically, institutions talk about "risk hedging," but retail investors interpret it as "guaranteed profit." By the way, I heard this set of rhetoric once in 2017, then again in 2021, and it's still cycling now.

View OriginalReply0

HalfIsEmpty

· 3h ago

That's true, but very few people can truly stick with it. Diversified allocation sounds easy, but how strong does one's mental resilience need to be to actually execute it? Crypto is highly volatile; adding some traditional assets can definitely help stabilize the mindset.

View OriginalReply0

SybilSlayer

· 3h ago

Hey, that's not right. How many people can actually do what they say? Most are still just gambling on luck.

View OriginalReply0

RuntimeError

· 3h ago

It sounds good, but how many people can really stick to it? Most people just buy when they see prices go up and sell when they go down. Getting off-topic haha, anyway I am a believer in the portfolio diversify approach. This theory sounds great, but if you choose the wrong sector in practice, you'll be doomed. Traditional finance is too complicated, so it's better to mainly focus on crypto. Diversification sounds simple, but truly grasping the rhythm is the real challenge. Bro, I’ve been using this methodology since last year, and I still feel I need to add more positions in some undervalued assets. Now, everyone knows they need to diversify risk, but the question is, what method of diversification actually makes money?

View OriginalReply0

AirdropBuffet

· 3h ago

Oh, you're right, but how many people can really do it? Most people still just FOMO in based on luck. --- Multi-asset allocation sounds great, but honestly, the capital and patience required are not something everyone has. --- The logic used by institutional investors—our retail investors can learn the thinking, but don't just copy it haha. --- Risk balancing is correct, but the key is choosing the right targets; otherwise, no matter how much you allocate, it's useless. --- Long-term vision? I only know when the next bull market will come ( laugh and cry ). --- Crypto combined with stocks and bonds sounds professional, but when volatility hits, they still fall together. --- Rational decision-making is just for listening; when it really matters, who isn't relying on intuition?

View OriginalReply0

NFTPessimist

· 3h ago

Diversified allocation is indeed a golden rule, but to be honest, most people simply can't do it. They go all-in on a certain sector at the first sign of a hot trend. Institutions do this for sure, but what about retail investors? They often have a gambler's mentality, rushing into any coin that’s making noise. Being rational sounds easy, but they can't withstand a few limit-downs and end up losing their composure.

View OriginalReply0