Trump Advocates for Cryptocurrency Payment Reforms, XRP Could Become the Key Asset for Next-Generation Cross-Border Settlements

Recently, a video posted by JackTheRippler sparked widespread discussion within the XRP community.

In the video, U.S. President Trump publicly discusses the inefficiencies of the American financial system, emphasizing the need to modernize the financial infrastructure through faster payment systems and advanced cryptographic technologies.

This stance is seen as highly aligned with Ripple CEO Brad Garlinghouse’s long-standing advocacy for cross-border payment reforms, further positioning XRP at the center of the crypto payment narrative.

During his speech, Trump highlighted “accelerated payments” and “next-generation financial technology,” which the market interprets as positive signals for blockchain and crypto payment solutions. As a core asset within the Ripple ecosystem, XRP is designed as a bridge asset for cross-border payments, aiming to reduce settlement costs, shorten transaction times, and decrease reliance on traditional intermediaries.

Some market participants believe that, amid the global financial system’s pursuit of upgrades, XRP’s technological positioning aligns with policy reform directions. However, it is important to view this rationally, as there is currently no official information confirming that XRP has been integrated into the U.S. national payment system or that Ripple has reached formal cooperation agreements with government agencies.

Although Ripple’s visibility in U.S. policy circles has increased significantly in recent years, including communication with regulators and political engagement, this does not equate to regulatory endorsement or institutional adoption. The crypto market has historically experienced “narrative-driven, delayed implementation” scenarios.

From a medium- to long-term perspective, Trump’s public discussion of crypto payment reforms carries symbolic significance. It indicates that crypto assets are moving from fringe topics into policy discussions, and XRP’s clear payment attributes make it particularly sensitive to regulatory and political signals.

Ripple continues to emphasize its advantages in cross-border payments, liquidity management, and compliance, further strengthening XRP’s long-term application narrative. Overall, Trump’s statements on financial modernization and crypto payments provide a new emotional catalyst for the XRP market.

At this stage, policy signals, regulatory expectations, and strategic shifts will remain key variables influencing XRP’s price and market perception, while the actual progress in practical applications and institutional adoption will ultimately determine its long-term value.