#数字资产市场动态 Regular Investment in Mainstream Coins: Refining Returns Through Time and Discipline

There are often questions on Weibo: "Should I still allocate to this coin now?" My thoughts have never changed: mainstream coins are never tools for short-term trading; they should be treated as "assets" that require long-term nurturing—rather than obsessing over price fluctuations, it's better to learn to use dollar-cost averaging to "accumulate" them.

Real-life examples around me clearly illustrate this point. A friend started dollar-cost averaging into a leading ecosystem coin in 2022. Initially, he was also troubled by price swings, afraid of missing out when prices rose, and when they fell, he wondered whether to sell. But after more than half a year, he suddenly realized: the true way to generate returns is never about precise bottom-fishing techniques, but simply about repeatedly doing the straightforward act of "buying regardless of the circumstances." Now, he has achieved passive income to cover daily expenses, no longer needs to work nine-to-five every day, and can leisurely plan for retirement.

There are three proven dollar-cost averaging strategies; choose based on your situation:

**Method 1: Fixed Period Approach, Key Word: "Discipline"**

Buy a fixed amount of funds on a specific day each week or month. For example, every Friday, regardless of the coin price, buy 500 USD worth. The core point of this method is "completely ignoring the psychological interference caused by price changes"—don’t chase after highs when the coin rises, and don’t panic-sell when it drops. Over time, you'll notice a magical phenomenon: less buying at high prices, more at low prices, gradually leveling out your overall cost basis. This method is very friendly for beginners and easy to get started.

**Method 2: Batch Deployment Approach, Key Word: "Contrarian Thinking"**

Pre-plan several price points and set corresponding buy-in schemes. For example, if a coin drops below 300 USD, buy again; below 200 USD, buy again; and if it falls below 100 USD, buy aggressively. From another perspective, this turns the fear of "price drops" into a hunting opportunity to "grab cheap chips." Your mindset will change completely—declines become signals of excitement.

**Method 3: Indicator-Based Approach, Key Word: "Stability"**

Use the EMA100 (Exponential Moving Average of 100 periods) as a reference. Usually, when the coin price approaches the EMA100 line, it signals a potential bottom in that phase. For a more reliable long-term allocation strategy, add the EMA200 to identify the overall trend direction, which can effectively prevent being misled by short-term price fluctuations.

These three methods sound simple, but executing them requires strong discipline. Dollar-cost averaging isn’t about comparing who has higher investment IQ; frankly, it’s a contest of patience and willpower. Those investors in a bull market who are admired for their "good luck" are often the ones who have silently persisted through bear markets year after year.

If you find these ideas helpful, feel free to keep following. I wish every person practicing dollar-cost averaging can gradually harvest surprises over time and steadily secure their own share of returns.