Don't feel too bad for young people—they've got time and adaptability on their side. The real struggle? Look at folks hitting 50. They're caught between outdated financial systems, limited runway to recover from losses, and watching younger generations potentially leapfrog them through early crypto exposure and alternative investing. That's where the real pressure sits. Gen Z is already thinking differently about assets and wealth; millennials are adjusting fast enough. But those in mid-career crisis mode? That's the demographic actually facing the squeeze.