Recently, the investment community has once again stirred up a wave of public opinion. Legendary investor Jim Rogers, aged 82, has issued warnings on multiple occasions — predicting that the most severe financial crisis in history will erupt in 2026. More importantly, he uses the word "inevitable" rather than "possible."

The reason these remarks have attracted attention is not unfounded. Rogers' track record in the investment world itself is a gold standard. In 1970, he co-founded the Quantum Fund with George Soros, achieving an astonishing return of over 4200% in just ten years, shaking Wall Street at the time. After retiring at the age of 37, he chose not to settle into retirement but instead traveled around the world on a motorcycle, wholeheartedly searching for investment opportunities overlooked by the market.

His predictive ability has been validated by history. In 2005, when Wall Street elites were still celebrating the boom in the real estate market, Rogers was among the first to point out serious problems in the US housing sector. At that time, most people dismissed this view as a joke, but three years later, the subprime mortgage crisis suddenly erupted, nearly causing the US economy to collapse. The accuracy of that prediction completely changed the market's perception of him.

This time, Rogers identified two core sources of risk: first, the aggressive debt expansion by governments after the pandemic, an astronomical amount of debt that is becoming an invisible bomb in the financial system; second, the obvious bubble in the artificial intelligence sector, with capital flooding in, overvaluation, and risk accumulating. In his view, the combination of these two factors will create a perfect storm in 2026.

What does such macroeconomic warning mean for the cryptocurrency market? Historically, systemic risks often drive capital to seek safe-haven assets. Some flow into gold, others into digital assets. Market participants need to think ahead: in this broader context, is their asset allocation sufficiently balanced, and are risks sufficiently controllable?