Yesterday's market surged straight up, and with the good opportunity right in front of us, a lot of people were eager to increase their positions. As for me, I was stuck at the deposit stage—Alipay suddenly popped up a risk control prompt, and the transfer was forcibly blocked. That feeling of watching the opportunity slip away in front of your eyes is something many investors have probably experienced.



Recently, Alipay's risk control thresholds have indeed been raised. Unusual fund flows, cross-regional operations, frequent trading... almost any slightly abnormal action can trigger restrictions. Ironically, even if you are a fully compliant investor making legitimate deposits, you can still be mistakenly flagged by the algorithm. The platform's original intention is good—prevent fraud and money laundering are necessary. But this "one size fits all" review logic has become a double-edged sword for ordinary investors—by the time you get through identity verification and provide all the required documents to lift the restrictions, the market may have already turned around.

The balance between financial risk control and trading fluidity definitely requires smarter solutions. Has anyone experienced similar deposit delays? This is an area where the industry definitely needs to put more thought.
View Original
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
  • Reward
  • 6
  • Repost
  • Share
Comment
0/400
ParallelChainMaxivip
· 10h ago
Alipay's risk control is really outrageous, getting stuck at the most critical moment... Market conditions can't wait for anyone, and there's no time to unlock the account. The one-size-fits-all approach hurts ordinary retail investors, while big players already have ways to bypass it. This issue needs to be addressed at the platform level; don't bother normal users like us. The increasing difficulty of depositing funds is real, who still wants to bother... Unreasonable mechanism design is just harmful; I understand anti-fraud measures, but don't hurt ourselves.
View OriginalReply0
MeaninglessGweivip
· 10h ago
Alipay's risk control is really top-notch; they just pull a stunt at critical moments.
View OriginalReply0
Anon32942vip
· 10h ago
Alipay's risk control is really outrageous; a one-size-fits-all approach just traps retail investors.
View OriginalReply0
MemeCoinSavantvip
· 10h ago
ngl the alipay risk-gating algo straight up exhibits p < 0.069 levels of false positive rate when analyzing legitimate investment cashflows... my regression on 420 defi entry points confirms this thesis hits different fr fr
Reply0
GasFeeCriervip
· 10h ago
Alipay's risk control is really outrageous, it made my blood pressure soar, and as soon as the market turned, it was gone.
View OriginalReply0
BearMarketBarbervip
· 10h ago
Alipay's risk control is really sometimes overdone; compliant users also end up suffering.
View OriginalReply0
  • Pin

Trade Crypto Anywhere Anytime
qrCode
Scan to download Gate App
Community
English
  • 简体中文
  • English
  • Tiếng Việt
  • 繁體中文
  • Español
  • Русский
  • Français (Afrique)
  • Português (Portugal)
  • Bahasa Indonesia
  • 日本語
  • بالعربية
  • Українська
  • Português (Brasil)