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In 2026, the start of the year, XRP's legal status in the United States made a significant breakthrough. According to the latest court ruling, XRP has been explicitly recognized as a non-security digital asset, meaning it has established its position without waiting for subsequent legislation like the "Clear Act."
Interestingly, although XRP's legal status has been settled, the entire US cryptocurrency market still faces a regulatory vacuum. This inconsistency is constraining industry innovation—various project teams are still exploring policy boundaries, and users remain uncertain about the legal risks of their holdings.
Industry insiders generally believe that the US needs to implement a more consistent and clearer regulatory framework. Legislative proposals like the "Clear Act" have a clear goal: to establish a unified standard for all crypto assets, providing clear guidelines for industry practitioners and investors. Once such a policy environment is established, it is expected to unleash suppressed market demand and perhaps promote crypto applications from niche to mainstream.
Of course, all this still requires further communication between policymakers and the industry. The clearer the rules, the healthier the market can develop.