Imagine this scenario: Starting today, consistently invest 10 dollars daily in the Nasdaq Index, and also 10 dollars in the S&P 500 Index. That’s a total of 20 dollars per day, 600 dollars per month, and 7200 dollars per year. Over 20 years, with continuous contributions, the principal investment would total 144,000 dollars, and the account could eventually grow to around 330,000 dollars.

This already represents a pretty good return in traditional finance. But in our crypto world? Seeing such growth within a year or just a few months is entirely possible.

So what’s the key? It’s that small amount of regular investment—originally spent on smoking or milk tea—now redirected. Even if in the end you only break even or lose a little, you’ve still gained—because you’ve smoked one less year or drank one less year of milk tea.

You might say, “It would have been great if I had been dollar-cost averaging into Bitcoin ten years ago.” Indeed, the entry was early back then. But time cannot be turned back. What’s in front of us now? It’s those coins still at low levels with potential. With the same patience to position in them, maybe a few months or a year, you could reach your goal.

The brilliance of dollar-cost averaging isn’t about getting rich overnight; it’s about using time to create space—maintaining your rhythm amid market fluctuations, and persisting even when others panic. That’s true investment wisdom.