February 2nd, a dinner that will decide the fate of cryptocurrency is about to begin.

White House officials, banking giants, and crypto industry leaders sit at the same table, fighting over a seemingly simple question: If you hold stablecoins, can you earn interest?

Don’t underestimate this question. It could be the key battle that determines whether digital assets in our wallets can truly "generate income" over the next decade.

Traditional banks are getting anxious. They see crypto users depositing money into stablecoins and easily earning 5% or higher returns, while their savings accounts still offer only 0.01% interest. This is not just competition; it’s a threat to their survival.

The crypto industry is also worried. A bill has been stuck in the Senate for months over one issue: whether stablecoin companies can pay interest to users. Banks say no, crypto advocates ask, why not?

Now, Trump is pushing hard to pass this bill. He knows that whoever controls the rules of the stablecoin game will control the future of the digital dollar.

Imagine if the bill passes, allowing stablecoins to pay interest. What will happen?

Your USDT, USDC will no longer be "dead money," but will become egg-laying golden geese. Traditional bank savings accounts will instantly become a joke. Young people will vote with their feet, swapping dollars in their wallets for interest-bearing stablecoins.

But what if the banks win and prohibit stablecoins from paying interest?

Then the crypto industry will be reduced to a "gambling platform," unable to compete head-on with traditional finance. The stablecoins in your hands will forever be just "digital cash," watching inflation eat away at their purchasing power.

This is not just a technical dispute; it’s a life-and-death battle over profit distribution.

The banks’ logic is simple: I have a license, I am regulated, I bear the risks. Why should I let unlicensed "wildcat" players steal my deposits?

The crypto industry’s logic is more direct: users’ money, users’ say. If you can’t provide the returns, we will. If you can’t offer convenience, we will.

The key question is, where does Trump stand?

From his series of actions since taking office, the answer is clear. He wants to maintain US dominance in the digital currency space, and stablecoins are the core weapon for the globalization of the digital dollar.

The meeting on February 2nd, on the surface, is about "seeking compromise," but in reality, it’s an opportunity for the banking industry to step down with dignity.

The real issue is not whether stablecoins can pay interest, but how traditional finance can avoid being completely marginalized in the wave of digital transformation.

Smart banks have already begun to develop their own stablecoin businesses. Stubborn banks still fantasize about crushing competitors through regulation.

But the wheels of history will not stop for anyone.

When your neighbor starts earning a risk-free 5% with stablecoins, will you still keep your money in a bank offering 0.01% interest?

When the whole world is using USDC for cross-border payments, is there still a need for traditional bank wire transfers?

February 2nd is not the day of crypto judgment; it’s the final ultimatum for traditional finance.

Adapt or be eliminated. $BTC #内容挖矿焕新公测开启