The Bing Wu Year corresponds to February 4, 2026 - February 3, 2027. Here are the important things you need to pay attention to, including insights on gold and real estate. If you are born in the Year of the Horse, Year of the Rat, or on Horse or Rat days, especially if your surname is Ma, you must save this and read it repeatedly. This is especially important for those born in Bing Wu or Ren Zi years or on those days.

1. If you plan to buy a BMW, avoid purchasing it in the Bing Wu year; wait until the Year of Yi Si or after the Bing Wu year to buy.
2. During the Bing Wu year, try not to ride horses when traveling out, as Wu year is prone to self-penalty, and horses offend Tai Sui, leading to unpredictable mood swings and difficulty in control.
3. Do not undertake major earth-moving projects at the south of your home during the Bing Wu year, such as suddenly opening a door in the south.
4. People born in Bing Wu year or on Bing Wu day, or in Ren Zi year or on Ren Zi day, should avoid long-distance driving; even short trips should be very slow. Also, pay close attention to water and electrical safety, exercising caution in all aspects. Those born on Bing Wu day need to be even more cautious than those born in Bing Wu year.
5. Avoid traveling to the south during the Bing Wu year, as Wu is associated with the south, and the Five Yellow Great Calamity is also in the south during this year, doubling the danger. Be extra careful.
6. In the Bing Wu year, act modestly—avoid big displays, do not boast about achievements.
7. Maintain a balanced approach in your actions—neither overbearing nor submissive.

Points 6 and 7 can be summarized as: act and behave modestly, avoid showing off, and do not make large investments. This includes gold, which can easily become a tool for the wealthy to harvest others. Cash is king, and money will have greater purchasing power. Lying flat is also a way to preserve wealth. From a metaphysical perspective, if a house is necessary,