"Shenzhen Housing Provident Fund Management Measures" Issued, Individual Contribution Ratio Can Be Adjusted

2026-03-21 03:14:36

The Shenzhen Municipal People’s Government has issued the “Shenzhen Housing Provident Fund Management Measures.” The Measures specify that employees can voluntarily apply to increase their personal contribution rate based on the contribution ratio set by their employer to obtain higher housing provident fund loan limits and enhance their housing consumption capacity. The adjusted personal contribution rate shall not exceed 12%. Within each housing provident fund year (from July 1 to June 30 of the following year), employees can adjust their personal contribution rate once. Employees with such needs can submit an application to their designated unit officer, who will handle the adjustment procedures uniformly.

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