Digital Intelligence Finance Improves Quality and Efficiency, Supporting the Real Economy's Development — Hangzhou Bank Releases the 2026 Enterprise Digital Intelligence Financial Service Plan

During the Spring Equinox, all things come to life. On March 20th, Hangzhou Bank held the “2026 Corporate Digital Intelligence Financial Services Launch Conference” in Hangzhou. Over a hundred representatives from central and state-owned enterprises, state-owned asset platforms, listed companies, leading enterprises, and partners from various sectors gathered on-site to witness the unveiling of Hangzhou Bank’s new corporate digital intelligence financial services and discuss new opportunities for digital and intelligent development between banks and enterprises.

Zhang Jingke, Deputy Secretary of the Party Committee and President of Hangzhou Bank, delivered a speech at the launch event. He stated that Hangzhou Bank has always remained committed to serving the real economy, pursuing steady development and pragmatic efforts. Currently, the deep integration of digital economy and real economy has generated numerous new scenarios and demands, and enterprises urgently need to achieve a leap in digital and intelligent transformation. Based on this era, Hangzhou Bank has mobilized all resources to upgrade its corporate digital intelligence financial service matrix. This is not only a technological iteration but also a profound transformation of the bank’s service philosophy and model, enabling a shift from “providing financial services” to “accompanying enterprise growth.”

The three major product solutions launched this time are all based on the real needs of enterprises. CaiZiTong, as a “data decision-making assistant” for digital transformation companies, relies on big data, artificial intelligence, and other technologies to build a three-layer service architecture that covers the entire lifecycle of enterprises, providing intelligent fund diagnosis, dynamic risk early warning, and panoramic operational analysis, driving scientific decision-making with data. The new CaiZiTong brand “XingHuan” has established a comprehensive financial resource service system that spans large, medium, and small enterprises across multiple fields, tailoring segmented versions for different types of enterprises to achieve precise matching of needs and services.

The simultaneously upgraded PiaoZhengTong is a “supply chain collaboration platform” designed for core enterprises and their upstream and downstream partners. It uses digital means to connect the entire supply chain, deeply embedding financial services into procurement, production, and circulation scenarios, offering integrated, end-to-end solutions. Meanwhile, a dedicated service team composed of customer managers, product managers, and operations engineers provides full-process support, ensuring a three-dimensional protection mechanism that facilitates efficient linkage and collaborative development of the supply chain.

To address the core pain points of human resources, payroll, and tax management for small and medium-sized enterprises, Hangzhou Bank has also optimized and upgraded the XinYiBao intelligent service platform. This platform innovatively constructs an integrated “4+8+X” intelligent solution, targeting management bottlenecks in high-frequency scenarios such as HR, payroll, and finance; it also deeply integrates with DingTalk ecosystem to connect all business processes including HR management, financial accounting, and expense reimbursement, enabling data sharing and process simplification. Additionally, it provides management insights and risk identification to support decision-making, effectively reducing management burdens and helping enterprises operate more efficiently and transition more easily through digital means.

During the conference, a “PiaoZhengTong Annual Partner” award ceremony was also held, recognizing key industry leading enterprises. Hangzhou Bank will take this opportunity to deepen cooperation with core chain companies, empower upstream and downstream small and medium-sized enterprises in the supply chain, and build a mutually beneficial and thriving industrial financial ecosystem.

This year marks the 30th anniversary of Hangzhou Bank. Standing at a new starting point for development, Hangzhou Bank will continue to deepen its focus on corporate digital intelligence finance, iterating its product system and optimizing service efficiency. With smarter, more precise, and warmer financial services, the bank aims to accompany various enterprises on a steady and far-reaching journey, injecting lasting financial momentum into regional high-quality economic development.

(Edited by: Jiang Yongdan)

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