Fira rolled out fixed-rate lending and attracted deposits at the level of $450 million before launch, demonstrating that the market genuinely has demand for "loan rates that don't change every single day." What DeFi struggled most to address in the past wasn't the lack of product variety, but rather pricing that was too volatile. Being able to stabilize long-term interest rates better is the real opportunity to attract a larger pool of capital to stay on-chain.