Ant Group CEO: Firmly opposed to issuing virtual coins, the Token Economy must be deeply rooted in the real economy.

At the 2025 Inclusion·Bund Conference, Ant Group CEO and Chairman of Ant Digital Technology, Han Xinyi, publicly articulated a systematic view on the Token Economy for the first time, clearly delineating boundaries—Ant Group resolutely does not issue virtual coins and does not participate in any form of speculation. He emphasized that the true value of tokens lies in serving the real economy, addressing issues of trust, efficiency, and cost, rather than remaining in the realm of speculation and value storage in the virtual world.

Value Return of Token Economy

Han Xinyi pointed out that the global Web3 native asset scale has exceeded 3.8 trillion USD, but most of it remains in speculative trading and value storage, with insufficient deep integration with the real economy.

He stated: "The future of the Token Economy must be deeply rooted in the real economy in order to truly release value."

In recent years, Ant Group has continued to explore the asset tokenization (RWA) sandbox practice, focusing on the circulation of real value, promoting the implementation of token technology in fields such as new energy, computing power, and payment, and empowering industries with technological infrastructure rather than disrupting them.

Two Major Growth Engines: Asset Tokenization and Token Payment

Han Xinyi believes that "asset tokenization" and "token payment" are the key growth engines of Web3, and the two will ultimately merge into a new infrastructure that supports efficient value circulation in the real economy.

Asset tokenization: extending from financial assets to real industries such as new energy and computing power, serving industry financing and asset circulation.

Token Economy Payment: Expanding from cryptocurrency trading scenarios to C-end consumption and B-end payments, banks and payment institutions are actively laying out their strategies.

Compliance is the lifeline of innovation

Han Xinyi emphasized that exploring Token Economy must balance value creation and risk control: "Compliance is the lifeline of innovation. We firmly do not issue virtual coins and do not participate in any form of speculation; steady progress is much more important than simply seeking speed and novelty."

Diverse Exploration of AI and Physical Applications

In addition to the Token Economy, Ant Group has also brought multiple innovations in the fields of AI and intelligent services:

AI Health Butler AQ: New "AI Smart Skin Detection" feature added, covering 50+ skin disease identifications, and launched "AI Famous Doctor Pavilion" and "AI Consultation Room" to assist doctors in providing accurate recommendations.

AI Payment: The first payment service in the country aimed at AI intelligent entities has been launched on Luckin Coffee's AI ordering assistant "Lucky AI", achieving a full integration of voice ordering and payment.

Lingbo Technology R1 Robot: Multi-modal perception and interaction, capable of operating in scenarios such as dining, scenic area navigation, and medical consultations, exploring the implementation of smart living services.

Conclusion

Han Xinyi's speech sent a clear signal: Ant Group views the Token Economy as a technical tool to serve the real economy, rather than a target for speculation. While emphasizing compliance and value creation, Ant is also accelerating its layout in areas such as AI, payments, and smart services, attempting to build a digital ecosystem that has both technological depth and industry breadth.