GUSD: A New Generation of Yield-Bearing Stablecoin Backed by Real Assets

A New Era for Stablecoins

Traditionally, most stablecoins have focused exclusively on maintaining a peg to fiat currencies like the US dollar, primarily serving payment and hedging purposes. Gate USD (GUSD) challenges this conventional approach by combining a fixed value with maturity-based yield. Holding GUSD is no longer just about preserving value—it’s like owning a digital, interest-bearing instrument on-chain. This innovation transforms stablecoins from mere stores of value into yield-generating digital assets.

Real-World Assets as Value Foundation

Short-term U.S. Treasury bonds and other income-generating financial assets, not just cash reserves, anchor GUSD’s stability. These real-world assets (RWAs) provide consistent cash flow, making GUSD’s value foundation more resilient and aligning it with the structure of yield-bearing notes in traditional finance—moving beyond the passive peg model common to most stablecoins.

Two Simple Ways to Acquire GUSD

There are two straightforward methods for users to obtain GUSD:

• Purchase via exchange: Instantly swap USDT for GUSD and manage your holdings with ease.
• On-chain minting: Holders of USDT or USDC can mint GUSD at a 1:1 ratio, ideal for long-term yield strategies or asset allocation.

Start minting GUSD today and earn yields calculated daily and presented on an annualized basis: https://www.gate.com/staking/GUSD?gt_disable_intercept_jump=1

Bond-Like Yield Model

GUSD features an accumulated yield and maturity settlement model, rather than daily payouts. For example:

• If you mint GUSD with 100 USDT and the underlying assets generate a 20% return during your holding period, you could redeem approximately 120 USDC at maturity.

This structure makes GUSD function more like a yield-bearing on-chain bond token than a simple transactional medium.

Ecosystem Incentives and Versatile Utility

To drive user engagement, the platform has launched several incentive mechanisms for GUSD:

• Staking rewards: Stake GUSD to earn steady base returns.
• Limited-time event bonuses: Earn additional token rewards during special promotional periods.
• Crossover integration: In the future, GUSD will support lending, Launchpool, CandyDrop, and more, expanding its role across Web3 applications.

These initiatives position GUSD as more than just a stablecoin—it becomes a core asset linking yield opportunities, financial management, and community engagement.

How GUSD Differs from Other Stablecoins

Relative to traditional stablecoins, GUSD stands out in three key areas:

1. Longer holding means greater potential returns.
2. Flexible minting: Supports both USDT and USDC as sources.
3. Diverse use cases: Suitable for trading, margin, staking, and wealth management.

Additionally, the platform is advancing reserve transparency and compliance disclosures, ensuring GUSD’s asset backing is externally verifiable and bolstering market trust.

High Liquidity and Seamless Redemption

GUSD offers fast redemption to USDC, and can be converted to USDT or other major tokens as needed. The system is designed for low friction and ease of use, though users should be aware of possible differences in fees or settlement times across platforms.

Risk Notice

This content does not constitute an offer, solicitation, or investment advice. Please assess risks carefully and seek professional guidance before investing. Gate may restrict or prohibit access in certain regions; refer to the user agreement for details.

User Agreement: https://www.gate.com/legal/user-agreement

Conclusion

GUSD evolves stablecoins beyond the USD peg. It creates an on-chain, note-like asset backed by RWAs and yield mechanisms. This brings real-world value structures into Web3 finance. As transparency, compliance, and custody protocols are refined, GUSD is set to become the benchmark for integrating on-chain finance with real assets, ushering in a new era of stable returns for Web3.