XRP Today News: A whale’s holdings have reached a 10-month high as the Ripple conference in Tokyo gets underway

The XRP Tokyo Summit in Japan kicked off in grand style, with Ripple unveiling a prediction that has stunned the industry: by 2026, global on-chain stablecoin transaction volume is expected to surpass $33 trillion—more than the combined GDP of the United States and China. On-chain data shows large investors are withdrawing XRP from exchanges at a pace of over 11 million tokens per day, as whale holdings rise to the highest level in 10 months.

Tokyo Summit: Ripple’s $33 Trillion Stablecoin Narrative and Institutional Backing

Ripple’s core message at the Tokyo Summit directly targets an industry turning point: “Modern financial technology companies no longer ask whether they should adopt stablecoins—they ask how they can integrate stablecoins as quickly as possible to maintain their leading position.” This statement reflects Ripple’s strategic positioning within the global regulatory environment—currently, the company has secured more than 75 licenses worldwide and continues expanding its compliant coverage.

Japan’s financial giant SBI Holdings has been a long-term partner of Ripple since 2016. Earlier this year, it already issued a $10B (about $64 million) blockchain bond using XRP rewards, bringing XRP’s real-world use cases to mainstream financial institutions. The comments made by SBI CEO Yoshitaka Kitao last week further reinforced market sentiment; he said that if Ripple obtains a favorable legal resolution, XRP “will be extremely expensive,” sparking widespread discussion in the community.

Whale Moves and Technicals: $1.35 Is Today’s Key Number for XRP

On-chain data indicates that large investors continue withdrawing XRP from exchanges during the peak buzz of the Tokyo Summit. The daily withdrawal volume exceeds 11 million tokens, effectively tightening the market’s available supply and pushing whale holdings to the highest level in 10 months. On the institutional front, the spot XRP ETF has accumulated $41 million in net inflows this year to date, showing that institutional demand momentum is far from just talk.

Three Near-Term XRP Technical Scenarios

Bullish scenario: Trading volume is strong. Daily closes confirm a breakout from $1.35 to $1.36. The upside target is the $1.50 to $1.60 range; if the Tokyo Summit announces tokenization-related updates, the rally could accelerate further

Base scenario: XRP moves sideways in a $1.30 to $1.40 range, with the market waiting for regulatory policy to become clear; in the short term, there is no directional breakthrough

Invalidation scenario: Trading volume rises but it breaks below $1.28, leading to a retest of the prior breakout-failed low point. Bulls’ positions are facing the risk of being cleared

Regulatory Outlook: The CLARITY Act and Ripple’s Compliance Advantage

On the regulatory front, uncertainty remains around the progress of the “CLARITY Act” in the U.S. Senate. Its pace is regarded by market analysts as one of the most important near-term external variables for the XRP price this week. If the bill gains substantive progress, it will further strengthen XRP’s market positioning as a compliant financial asset.

Ripple’s setup across more than 75 regulatory licenses worldwide allows it to maintain business continuity across major regulatory jurisdictions. Compared with crypto assets whose regulatory issues have not yet been resolved, it holds a structural advantage in compliance assessments for institutional clients—one of the key backgrounds behind the Tokyo Summit drawing global attention from the XRPL community.

Frequently Asked Questions

Why hasn’t XRP shown a clear breakout during the Tokyo Summit today?

Even though the Tokyo Summit provides many positive catalysts, XRP is still consolidating between $1.28 and $1.35. Technicals suggest that institutional investors are conducting hedging activities around $1.35. Analysts note that a true breakout requires confirmation with trading volume plus a daily close holding above $1.35 to $1.36. Standalone positive news is not enough to drive a sustained upward move.

What’s the basis for Ripple’s prediction that on-chain stablecoin transaction volume will reach $33 trillion in 2026?

The $33 trillion forecast was formally announced by Ripple at the Tokyo Summit, based on its research analysis of the global adoption pace of stablecoins. SBI Holdings’ use of XRP to issue a $64 million blockchain bond, along with Ripple’s more than 75 regulatory licenses worldwide, provides partial real-world business validation for this forecast. However, the forward-looking figure is still an estimate and needs to be evaluated against actual market development.

Does the $41 million inflow into the XRP ETF indicate that institutional demand will keep growing?

The $41 million spot XRP ETF inflow year to date reflects institutional investors’ continued interest in XRP. It should be assessed together with whale exchange withdrawal trends, options market skew, and overall market risk sentiment—no single indicator is sufficient to fully judge the strength of institutional demand.