2025-12-03 19:15:22

A Treasury Department adviser just weighed in on that 50-year mortgage idea floating around—turns out it might be pointless if the Fed actually follows through with rate cuts. The real problem crushing housing? Sky-high borrowing costs, not loan terms. Makes you wonder if tweaking mortgage length is just treating symptoms while the Fed holds the actual cure. Interest rate policy cuts straight to the heart of affordability, way more than stretching payments over half a century ever could.

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HackerWhoCares

· 12-05 03:13

50-year mortgage? Ha, another superficial fix that doesn't address the root cause. Lowering interest rates is the real solution.

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SchroedingerGas

· 12-04 20:28

50-year mortgage? Bro, that's just burying your head in the sand. The interest rate is the real cancer.

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MemeCoinSavant

· 12-04 16:17

ngl the 50-year mortgage copium is peak treating the symptom while ignoring the disease lmao. fed rate policy > loan term restructuring, this should be peer-reviewed common sense

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PaperHandSister

· 12-03 19:28

50-year mortgage? Ha, that's just covering one's ears while stealing a bell—it doesn't address the root problem at all.

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SeeYouInFourYears

· 12-03 19:24

50-year mortgage? Ha, isn't that just putting a band-aid on the symptoms? The real issue is still the interest rate.

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rugdoc.eth

· 12-03 19:23

50-year mortgage? What a joke, if the interest rates don't go down, this thing is pure nonsense.