Recently, a friend asked why the exchange rebate suddenly "disappeared", but in fact, it was not that it was not returned, but that the distribution method had changed.

Since last month, mainstream platforms have been upgraded to an automatic rebate model - after each transaction incurs a handling fee, the system settles the rebate in real time. It's very simple to check the specific records: enter the historical transaction history of the account, click "Fund Flow", and select "Referred Cashback" in the upper left corner to see the details of each rebate.

Many people feel that they "didn't receive it", mainly because they are used to the previous rhythm. In the past, it was issued manually, and it may take several weeks or even a month, and hundreds or even thousands of U will be received at one time, and the feeling of "large amount of credit" is obvious. Now it has been changed to real-time return: you have a handling fee of 10U for an order, and you will get 2U back immediately; The handling fee is 1U, and 0.2U will be returned immediately. The single amount is small, but the frequency is high, and it adds up to a lot of money.

For example: Suppose you make 20 transactions a day, with an average handling fee of 5U per transaction, calculated at 20% rebate, it used to be a one-time charge of 100U at the end of the month (20 transactions ×5U×20% × 5 days), but now it is 1U immediately after each transaction, which looks "inconspicuous", but the total number is completely matched when the funds are turned over at the end of the month.

The advantage of automatic rebates is that they are transparent and instantaneous, so you don't have to wait or rush. After the system sets the ratio, as long as you register with the invitation code, the rebate of each transaction will be automatically settled, and you can't stop it. Of course, the premise is that the other party has indeed opened this function - some channels may still be using the old method, requiring users to actively inquire before distributing it, which is more passive.

In short, the rebate is not less, but the way is more invisible. Getting used to the rhythm of real-time arrival is actually more practical than saving a large sum.