In cryptocurrency investing, I have always been looking for assets that can be held long-term and continuously generate returns. After years of observation, BNB, SOL, and AAVE are the three options I favor, with UNI serving as a supplementary allocation.

First, let's talk about BNB. The logic behind this coin is very clear—after purchasing, you stake it on the platform, and regularly receive airdrops and dividends. The more you hold, the more valuable the airdrops tend to be. When the market is hot, it's not unusual to receive three or four payouts in a month.

BNB itself has a solid fundamental foundation, and like BTC and ETH, it is a top-tier mainstream coin. With these types of coins, there's little need to worry about their prospects; just hold steady. Honestly, it's only a matter of time before BNB reaches five digits per coin. That’s why I call BNB the "King of Retirement"—the compound interest cycle formed by interest, dividends, and airdrops is truly impressive.

Next, let's discuss AAVE. This project has long had a safety pool mechanism, allowing users to lend tokens to the platform to earn interest, similar in mode to SOL.

The key turning point was when AAVE's founders decided to transfer full ownership of the protocol to the community. Many people didn't understand this move at the time, but in fact, it was a positive signal. Price fluctuations during the transition of power are normal; once this phase is over, holders can really embrace new opportunities.

I’ve roughly calculated the token holding weight. If you own between 100 and 300 tokens, you can have a say in community governance and participate in important votes. Holding over 1,000 tokens allows involvement in major decisions. If you own more than 10,000, any significant protocol adjustments will require community consultation with large holders like you. In other words, holding tokens not only yields profits but also grants governance rights. This model is especially friendly to long-term holders.