This article provides a comprehensive review of Stellar (XLM) since its inception, analyzing historical prices and market fluctuations during bull and bear markets. It evaluates the potential returns for investors purchasing 10 XLM and answers the key question, “Should I buy XLM now?” to help both beginners and long-term investors grasp timing and growth opportunities.
Beginning of Bull Market and Early Market Cycles: Historical Price Review (2018 to 2020)
Stellar (XLM) was initiated by Jed McCaleb, one of the founders of Ripple, as a decentralized gateway facilitating transfers between digital currencies and fiat currencies. According to early records, its trading price was approximately $0.393.
Below are the price changes of XLM during the early market phase:
2018
Opening Price: $0.393
Closing Price: $0.119
Highest Price: $0.4493
Lowest Price: $0.0957
Annual Return: -69.72%
2019
Opening Price: $0.101
Closing Price: $0.0454
Highest Price: $0.1426
Lowest Price: $0.0454
Annual Return: -55.05%
2020
Opening Price: $0.0485
Closing Price: $0.1363
Highest Price: $0.1941
Lowest Price: $0.0372
Annual Return: 181.03%
An investor who bought 10 XLM in 2020 and sells today could realize a potential return of 1.72 times.
Bear Market Adjustment and Mid-term Market Cycle: Return and Risk Analysis (2021 to 2022)
During this period, XLM’s price experienced volatility with rises followed by declines. There was a rebound in early 2021, but a significant drop occurred in 2022, showing typical bear market characteristics.
Potential returns for investors purchasing 10 XLM during this phase are:
2021: -0.6549 times
2022: -0.408 times
Recent Market Cycle: Should I buy XLM now? (2023 to 2026)
In recent years, XLM has shown a clear recovery trend. 2023 and 2024 recorded strong growth, but starting in 2025, adjustments began, and the market is now discussing whether a new bull cycle has begun or if new correction pressures are imminent.
2023
Opening Price: $0.07718
Closing Price: $0.12909
Highest Price: $0.156613
Lowest Price: $0.07718
Annual Return: 67.26%
2024
Opening Price: $0.11519
Closing Price: $0.44077
Highest Price: $0.56032
Lowest Price: $0.08392
Annual Return: 282.65%
2025
Opening Price: $0.4229
Closing Price: $0.2202
Highest Price: $0.47055
Lowest Price: $0.21648
Annual Return: -47.93%
Potential returns for investors purchasing 10 XLM during this period are:
2023: 1.43 times
2024: 1.05 times
2025 to date: -2.027 times
Conclusion: Bull and Bear Markets and Investment Timing Analysis
By analyzing XLM’s historical prices and potential returns, we observe clear cyclical characteristics. The strong growth in 2024 (282.65% annual return) indicates a significant recovery phase, but the decline in 2025 serves as a reminder of ongoing market volatility. Long-term holders who positioned at very low prices (such as in 2019-2020) gained substantial returns, while short-term investors face higher risks. Whether to buy XLM now depends on individual risk tolerance and investment horizon; investors should carefully assess the current market cycle stage.
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Stellar (XLM) Historical Price and Return Analysis: Should I buy XLM now?
Summary
This article provides a comprehensive review of Stellar (XLM) since its inception, analyzing historical prices and market fluctuations during bull and bear markets. It evaluates the potential returns for investors purchasing 10 XLM and answers the key question, “Should I buy XLM now?” to help both beginners and long-term investors grasp timing and growth opportunities.
Beginning of Bull Market and Early Market Cycles: Historical Price Review (2018 to 2020)
Stellar (XLM) was initiated by Jed McCaleb, one of the founders of Ripple, as a decentralized gateway facilitating transfers between digital currencies and fiat currencies. According to early records, its trading price was approximately $0.393.
Below are the price changes of XLM during the early market phase:
2018
2019
2020
An investor who bought 10 XLM in 2020 and sells today could realize a potential return of 1.72 times.
Bear Market Adjustment and Mid-term Market Cycle: Return and Risk Analysis (2021 to 2022)
During this period, XLM’s price experienced volatility with rises followed by declines. There was a rebound in early 2021, but a significant drop occurred in 2022, showing typical bear market characteristics.
Potential returns for investors purchasing 10 XLM during this phase are:
Recent Market Cycle: Should I buy XLM now? (2023 to 2026)
In recent years, XLM has shown a clear recovery trend. 2023 and 2024 recorded strong growth, but starting in 2025, adjustments began, and the market is now discussing whether a new bull cycle has begun or if new correction pressures are imminent.
2023
2024
2025
Potential returns for investors purchasing 10 XLM during this period are:
Conclusion: Bull and Bear Markets and Investment Timing Analysis
By analyzing XLM’s historical prices and potential returns, we observe clear cyclical characteristics. The strong growth in 2024 (282.65% annual return) indicates a significant recovery phase, but the decline in 2025 serves as a reminder of ongoing market volatility. Long-term holders who positioned at very low prices (such as in 2019-2020) gained substantial returns, while short-term investors face higher risks. Whether to buy XLM now depends on individual risk tolerance and investment horizon; investors should carefully assess the current market cycle stage.