Mortgage rates just hit their lowest point in 15 months. For homebuyers, that's the kind of breathing room they've been waiting for. The housing market's been stuck in neutral for a while, but cheaper borrowing costs could finally unlock some momentum heading into 2026.

What's interesting is how this fits into the bigger picture—when traditional asset classes get stimulus through lower rates, capital flows shift. Investors start reassessing their portfolios, and that includes what they're holding in alternative assets. The easing cycle, if it continues, could reshape how people think about risk and yield chasing across the board.