2026-01-07 18:21:23

Recently experienced a U-coin wealth management product from a major exchange. An initial investment of 100,000 USDT with an annualized return of 20%. My cousin also invested 100,000 USD, and the daily interest is roughly around 55 USDT. Basically, I can wake up every day and have enough for an extra hotpot meal. However, I haven't figured out how long this promotion will last, but I'll just get on board first. I've been following this rate hike activity since USDD started, and I’ve never missed out. I sincerely hope more of these events come along and don't stop. The returns are quite substantial.

USDD-0,01%

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DefiPlaybook

· 15h ago

20% annualized? At first glance, this number definitely catches the eye, but I still have to ask—Is this a fixed term or can it be withdrawn at any time? Is there a smart contract risk audit report? Starting from USDD, I've been following these kinds of activities, brother, I really admire your patience. But honestly, high returns often come with high risks—the old saying. Three months ago, a certain exchange's financial product also sounded very promising, but what happened later? Anyway, the TVL evaporated very quickly. $55 per day is indeed enough for a hotpot meal haha, but the premise is that this protocol doesn't suddenly have a flash loan vulnerability or a liquidity pool run away. It's recommended to prioritize the safety of the principal and not just focus on that APY number.

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LiquidityHunter

· 23h ago

Annualized 20%? You need to take a closer look at the underlying mechanism. With such a large liquidity gap, there must be some tricks... A daily interest of 55U sounds comfortable, but what about risk pricing?

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wrekt_but_learning

· 01-07 18:47

Eating hotpot for just 55U a day, this business is indeed tempting, but only looking at the returns without considering the risks is really a bit addictive.

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SignatureVerifier

· 01-07 18:44

nah, 20% apy on stablecoins? technically speaking that's statistically improbable without some critical vulnerability threshold involved. where's the audit report tho... haven't validated the smart contract implementation yet tbh

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SmartContractWorker