India Crypto SIP Adoption Rises As Long-Term Plans Favor

Source: CryptoNewsNet Original Title: India Crypto SIP Adoption Rises As Long-Term Plans Favor Original Link: India’s retail crypto market shifted in 2025 as systematic investment plans grew more than 60% year on year. Major platforms reported rising participation as investors used small, regular buys. About 572,000 new SIP registrations were recorded on leading platforms alone, far above 2024 levels. As more users adopt rupee cost averaging, this discipline is expected to reshape India’s retail crypto cycle.

Local Platforms Drive SIP Adoption

Leading Indian platforms reported strong SIP growth through 2025. The pattern points to steady accumulation rather than short-term trading. In turn, monthly contributions stayed small and frequent.

Data shows approximately 572,000 new SIP registrations during the year on major platforms. The data signals a large rise in new recurring plans compared with 2024. At the same time, investors kept using SIPs as a structured entry route.

Platforms have seen dramatic increases in SIP popularity, with 59% of new SIP plans adoption. Some platforms stated growth rates exceeding 200% for the period, though this was still a smaller jump because they started from a smaller user base. Over the various platforms, the average monthly investments were between ₹100 and ₹500, a price range that many users could afford for SIPs.

Global Exchanges Push Automation Tools

Global exchanges also expanded automated buying tools for India-based users. Certain platforms reported 25% to 30% increases in users adopting Dollar Cost Averaging Bot products. These products target automated crypto SIP-style investing through recurring execution.

Leading exchanges offer “Recurring Buy” features that automate virtual digital asset purchases. These tools mirror the SIP habit that retail investors already use in other markets. As a result, platforms keep focusing on repeatable, scheduled buys.

Users on worldwide platforms continued to invest in big-cap cryptocurrencies like Bitcoin and Ethereum. Monthly averages of investments on those platforms were around $80 to $100. This behavior is also consistent with the investment patterns of regular Indian SIP users.

Market Matures Alongside Global Signals

The surge of crypto SIPs is an indication that the market is no longer characterized by speculative trading and short-term bets as it was in previous phases. Exchange executives said investors increasingly use rupee cost averaging to manage volatility. They also said investors build positions over time through systematic contributions.

India’s market maturation also tracks global developments tied to crypto-backed ETFs and regulatory advances. As these signals spread, confidence in structured investing routes grew. In turn, institutional participation in India’s crypto markets also increased during 2025.

Data reports show that investments on major Indian exchanges rose 30% to 50% year on year in 2025. The growth was linked to higher trading volumes and stronger confidence among larger investors. Even so, retail adoption continued despite regulatory uncertainty and a taxation regime that some participants view as punitive.

New product plans may extend the trend into 2026. Industry observers expect more SIP-style offerings from various platforms. For now, the data shows steady, repeatable buying has become a central behavior for many Indian crypto investors.