I've seen many people ask, "I only have 3000U, is there still hope in the crypto world?" I have to say—five years ago, I asked the same thing. Now my account has an extra zero behind it, and looking back, I realize: it's not because I'm smarter, but because I've lived long enough. Being poor isn't a problem in itself; being poor and reckless is just asking for death.

**Step 1: How to allocate 3000U**

Since the principal is tight, you need to be more cautious. My approach is simple and straightforward: split it into two parts.

2500U is the "funeral fund." From day one, don't look at the market with this money; even if Bitcoin rises to 100,000U, don't touch it. This is your only chip to stay alive in this market—lose it, and you're out.

The remaining 500U is for trading. Use this part to roll profits—if you make 300U, turn it into 800U to open a position; losses only eat into previous gains, leaving the principal intact. I personally have used this method to survive three rounds of sharp declines, and the key is never letting the principal get hurt.

**Step 2: Don't chase high prices**

Small funds wanting to turn around need to learn to "steal chickens and dogs." Bitcoin and Ethereum are too slow to move; look for newer coins that have gone live during bear markets and are backed by institutions, like APT, OP back in the day. These coins are more volatile, have strong stories, and the chances of 3-5x gains are much higher than mainstream coins.

The entry signal I strictly follow is: Bitcoin weekly chart stays above the 20-day moving average and points upward. Ignore everything else. When your hands itch to trade, ask yourself—has this signal appeared? If not, hold back.

Stop-loss is much more important than making money. Once the price breaks below the 20-day line, cut your losses immediately. I've seen too many people turn shallow losses into deep ones by fantasizing about a "rebound," ending up in inheritance disputes with family.

**Step 3: When rolling to 10,000U, change your mindset**

Use 500U to grow to 5600U, then it's time to take profits (almost tripled). Never be greedy. Once you reach this size, continuing with the "daredevil" approach is no longer suitable—your principal has grown, and your risk tolerance should be upgraded.