Bank-grade RWA infrastructure is taking shape with a solid technical backbone: programmable custody, deterministic governance, plus an auditable exit framework. The real breakthrough? A 12-minute pause-to-resolution window paired with signed evidence bundles—this shifts how risk gets priced. Previously, insurers relied on vibes and off-chain data to assess tail risk. Now they can quantify and price risk directly onchain with verifiable data. That's a game-changer for institutional adoption. This is the kind of infrastructure upgrade the ecosystem needs more of.