U.S. money market funds just hit a fresh record—$7.80 trillion in total assets as of early January 2026. That's a $70.80 billion jump in a single week. Here's what's catching everyone's attention: these funds are yielding 3.6% on short-term Treasury holdings. So while crypto markets fluctuate, traditional finance keeps stacking capital in ultra-safe instruments. The timing matters too—massive liquidity sitting in money markets signals how investors are playing it cautious in the near term. For anyone tracking macro trends, this is the kind of data point that shapes where big money flows next.