Housing market activity showed notable momentum in December, marking the strongest performance in three years. Existing home sales accelerated noticeably during the period, reflecting renewed buyer interest as financing conditions improved. The turning point came from shifting interest rate dynamics—30-year mortgage rates dropped more than a full percentage point, substantially easing the borrowing cost burden. This decline has a tangible impact on monthly payment obligations, creating more favorable purchasing power for homebuyers. When mortgage rates contract this significantly, it typically signals shifts in broader credit conditions and investor risk appetite, factors that often correlate with digital asset market movements and overall financial market sentiment.