The recent trend of USDI wealth management products from a leading exchange indicates that the market script has played out in advance. With about ten days until maturity, the exchange rate has already started to loosen and move downward.

This kind of rhythm is actually quite common in the market. True pressure is never released at the last moment. Instead, as the end approaches, various funds tend to concentrate their actions—both passive needs to cash out and active participants stepping on the gas. In the final days, a clear wave of accelerated decline often occurs.

The underlying logic is simple: if you knew it was going to fall, who would still insist until the last moment? Smart money always plans ahead. The product design itself creates this psychological expectation—attractive returns, but once the deadline hits, everything must be settled. Exiting while there's still some buffer space is always more cost-effective than being squeezed at the last second.

What this market trend shows is that while the returns of wealth management products seem stable, the real risks are often hidden in the details. Time costs, liquidity pressures, and herd behavior can all turn around at critical points. To fully exit the market, funds need to learn to read these invisible signals.