Many investors have high expectations for XRP, but there is an easily overlooked issue: the growth of the Ripple network and the widespread adoption of RippleNet do not necessarily drive up the demand for the XRP token itself.

Why? It's simple—when financial institutions adopt Ripple's payment technology, they can do so without using the XRP token. Banks and cross-border payment providers can directly use the technical framework without involving the token. This means that network expansion and commercial success may not translate into actual demand growth for the token.

This is a key distinction for investors. The correlation between technology adoption and token value is not as direct as it might seem. When making XRP-related investment decisions, it is important to differentiate between Ripple's business growth as a company and the real use cases of the XRP token as a payment tool. One may be very strong, while the other may not keep up.