CZ Davos Forum predicts: How cryptocurrencies in the AI era will rewrite the future of finance

At this year’s World Economic Forum in Davos, cryptocurrency industry leader CZ presented a series of profound insights into the future of finance. He bluntly stated that with the popularization of AI technology, cryptocurrencies will become a key bridge connecting artificial intelligence and financial systems. These views have not only attracted widespread attention in the industry but also reflect the trend of the blockchain industry shifting from pure speculation to infrastructure.

The native language of AI payments is cryptocurrency

Future AI agents will automatically complete complex tasks such as booking tickets and executing transactions without human intervention. In such an automated economy, traditional payment tools face structural misfits. Cryptocurrencies are inherently suitable for AI’s operating logic due to their decentralized and permissionless nature. In other words, when there is a need for direct settlement between machines, cryptocurrencies become the most efficient choice. This will start a new growth cycle.

Trillions of dollars in asset tokenization are taking shape

CZ revealed that it is in intensive communication with governments of multiple countries to promote the tokenization process of real assets such as real estate and infrastructure. This is not a small-scale experiment, but a systemic reform involving trillions of dollars in liquidity. Once these assets are on-chain, existing financial markets will experience unprecedented liquidity expansion. The industry expects that by 2030, asset tokenization will become a standard configuration in the global financial system.

Stablecoins will become the backbone of invisible payments

Future cryptocurrency applications will not come in the form of “buy coffee with Bitcoin”. Instead, end users will still continue to use familiar payment cards or mobile apps, but back-end settlements will quietly shift to stablecoins. This “non-inductive access” design allows cryptocurrencies to break through the application bottleneck and will move from a niche to the masses. The upgrade of the payment experience will drive the true integration of cryptocurrencies into everyday economic life.

Can blockchain replace traditional banks?

Traditional banking systems face liquidity risks and efficiency bottlenecks. In contrast, large crypto platforms such as Binance have withdrawn $70 billion in a single day, demonstrating the strong liquidation capabilities of the blockchain system. Over time, blockchain with its transparency and efficiency will gradually become a new choice for financial security, and the role of traditional banks will face profound adjustments in the next decade.

Conclusion

The transformation of cryptocurrencies from fringe assets to financial infrastructure is irreversible. This is no longer a simple story of technological innovation, but a systemic change involving national policies and industrial upgrading. For investors, understanding the deep logic of this turning point will directly affect the path of future wealth accumulation.