CZ Davos Prediction: How Cryptocurrencies Will Reshape the Future Economic System

CZ’s remarks at the World Economic Forum 2026 in Davos have attracted industry attention. He put forward a core point: with the in-depth application of AI technology, traditional employment models are facing restructuring, and cryptocurrency will become the infrastructure of the new economic system. This statement is not groundless, but based on a deep insight into the development trend of the industry.

The payment revolution under the wave of AI unemployment - cryptocurrency becomes a native tool for intelligent agents

Future AI agents will automatically perform complex operations such as ticket booking, transactions, and task configuration. However, there is a fundamental problem with traditional financial systems: there are too many layers of intermediaries and cannot be fully automated. Cryptocurrencies do not require intermediaries, are instantly settled, and are automatically executed, making them the most natural choice for AI to exchange value.

CZ’s core view is that cryptocurrency will become the “native payment tool” for AI agents. This means that an automated economic system of “no one to intervene” is taking shape. It is not so much AI that steals job opportunities, but rather that the underlying logic of the entire economy is changing. For ordinary people, the focus is not on whether they are unemployed, but on whether they have access to assets and interests in the new economy - this is where cryptocurrency holders have an advantage.

Trillions of dollars in liquidity unlocked – a national-level strategy for asset tokenization

CZ revealed that he is working closely with more than a dozen government agencies to promote the “tokenization” of traditional assets such as real estate and infrastructure. This is not a small-scale experiment, but involves a trillion-dollar liquidity refactoring.

The significance of asset tokenization is to convert assets with poor liquidity and high transaction costs into digital assets that can be freely traded and settled in real time. Once this process is fully underway, it is expected that by around 2030, the foundations of the global financial system will be completely transformed. Cryptocurrency networks will evolve into the primary platforms that host these tokenized assets, rather than just speculative tools.

The era of inductive access - how blockchain replaces traditional banks

Many people mistakenly believe that the ultimate application of cryptocurrencies is direct holding and trading. In fact, the real value of cryptocurrency lies in becoming the underlying payment structure, and users are not even aware of its existence.

The future scenario is this: users continue to pay through traditional bank cards, but the backend settlement system has been fully migrated to blockchain and stablecoins. This “non-inductive access” is the ultimate path for cryptocurrency to achieve large-scale application. From a user experience perspective, there is no need to change habits; From a technical point of view, the entire financial infrastructure has been fully upgraded.

CZ used Binance’s case of withdrawing up to $70 billion in a single day to benchmark the liquidity crisis of traditional banks. Blockchain networks are transparent and open, capable of handling massive transactions at any given time, while traditional banking systems are prone to liquidity depletion in extreme cases. This contrast clearly shows that in the next decade, the role of physical banks will gradually be marginalized, and blockchain-based financial networks are the truly safe and efficient way to store assets.

From speculative narratives to infrastructure – the identity shift of cryptocurrencies

The core signal sent by CZ Davos speech is that the crypto industry is completing an identity transformation. Over the past decade, the story of cryptocurrencies has primarily revolved around price fluctuations and speculative gains. The future story is: cryptocurrencies, as national infrastructure, support economic operations, asset flows, and value exchange in the AI era.

From this perspective, whether to enter the cryptocurrency field at this stage depends on your judgment of this transition time window. If you are optimistic about this trend for a long time, then you are currently in the early stages of structural upgrading. If it is the opposite, it is necessary to reassess the perception of the future financial system. In any case, cryptocurrency is an irreversible process from the edge to the center.