2026-03-13 21:42:46

My wife and I met a very nice couple in their mid-thirties.

The husband earns 78,000 euros per year and the wife earns 25,000 euros per year working part-time.
They have two children and spend 1,500 euros per month on daycare.
The rent is 2,500 euros per month and their debt of 95,000 euros costs them approximately 1,900 euros per month.
They live paycheck to paycheck and feel trapped.
What should they do first?

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