[//]:content-type-MARKDOWN-DONOT-DELETE There are four account modes in Unified Account: Classic Spot Mode, Single-Currency Margin Mode, Multi-Currency Margin Mode, and Portfolio Margin Mode. There is no entry barrier for the Classic Spot mode and the Single-Currency Margin mode. If you want to experience the Multi-Currency Margin mode, your **estimated account asset value must be at least 500 USD**.If you want to experience the Portfolio Margin Mode, your ** estimated account asset value must be at least 1000 USD **. ### I. Upgrade Entries We provide multiple entries on different pages to help you quickly complete the upgrade process. 1.Spot/Futures trading page——Tap the icon of “…” on the upper right corner and select [Account Upgrade].

2.Futures trading page——Tap the upgrade banner below the Position tab.

3.Spot trading page – Tap the upgrade banner below the [Assets] section.

4.Assets page——Tap the upgrade banner.

### II. Upgrade Procedures You can start the upgrade after clicking on any of the entries mentioned above. Step1: Choose an account mode and tap the [Upgrade] button.

Step 2: After the upgrade is completed, you can quickly view the introduction of Unified Account and click [Next] (you can skip this and close the window).

### III. Switch Account Mode There are four account modes in Unified Account: Classic Spot Mode, Single-Currency Margin Mode, Multi-Currency Margin Mode, and Portfolio Margin Mode. Here are the steps to switch: Step 1: Enter the page to conduct spot trading or USDT Perpetual futures trading. Tap the "More" entry.

Step 2: Tap [Account Mode] in the popup window.

Step 3: Choose the mode you want to switch to and click [Switch].

***Note: Conditions that prevent mode switching** 1. Classic Spot Mode: 1) You have positions, open orders, or liabilities of unsupported trading types. 2. Single-Currency Margin Mode: 1) You are a futures lead trader. 2) You have positions, open orders, or liabilities of unsupported trading types. 3. Multi-Currency Margin Mode: 1) You are a futures lead trader. 2) You have futures bonuses. 3) You have positions, open orders, or liabilities of unsupported trading types. 4. Portfolio Margin Mode: 1) You are a futures lead trader. 2) You have futures bonuses. 3) You have positions, open orders, or liabilities of unsupported trading types. ### IV. How to Trade After the upgrade completes, we can trade spot, margin, and futures in one account simultaneously, which avoids frequent fund transfers among different accounts. With margin sharing across multiple trading types within the Unified Account, the capital efficiency is greatly improved. **1. Cross Margin Trading** The system will auto-borrow the funds you need if your available balance is insufficient in cross margin trading. Once your order in the opposite direction is filled, the system will use the funds received to automatically repay the borrowed amount. Auto Borrow and Auto Repay are available for margin trading in spot markets and are only supported under the Unified Account. **2. USDT Perpetual Futures Trading** Under the Unified Account, your USDT Perpetual positions share margin with spot, margin, and other products. All positions will be settled within the Unified Account, with unified management of funds and risk. This means that you don't need to transfer funds to the futures account in advance—your available funds automatically serve as margin, which greatly enhances capital efficiency. However, please note that losses from any positions could wipe out all the margin in the Unified account, increasing the risk of liquidation. Moreover, you can turn on the Simple Earn switch to enable Simple Earn flexible subscriptions as futures margin. **3. IMR and MMR** Initial Margin Ratio (IMR) and Maintenance Margin Ratio (MMR) are two key risk indicators in the Unified Account, which require continuous attention. IMR is an indicator for measuring the available margin in the account. When it drops below 100%, open orders will be auto-canceled. MMR is a key indicator for measuring account risk. When it drops to 100% or below, liquidation will be triggered. Gate reserves the final right to interpret the product.

Upgrade Procedures and User Guide (App Version)