I plan to save 10 Bitcoins for my child over 20 years, but I found that the hardest part is not the money.

A father shared on Reddit his hope to accumulate a 20-year Bitcoin Auto-Invest plan for his child, revealing a new blueprint for generational wealth transfer in the era of encryption. (Background: Bitcoin has had its strongest month! November's average return rate reaches 42.5%, and by the end of the year, BTC is still expected to soar to $150,000?) (Background information: Standard Chartered: Bitcoin may “never” return below $100,000, with four main forces supporting BTC) Do you believe Bitcoin will become “digital gold”? This week's Reddit post features an ordinary working-class father who refuses to engage in short-term trading and high leverage, choosing instead to purchase BTC with a fixed monthly amount, aiming to leave behind 9 to 10 Bitcoins for his child in 15 to 20 years. Let’s take a look at the challenges he faced. The core of the “boring” strategy: regular fixed investments. This father admits that his income is not spacious, but he is willing to adhere to the principle of regular fixed investment (DCA) over the long term. He explains that the goal is very simple: not to chase the ups and downs of USD market capitalization, but to eventually hold a sufficient quantity of Bitcoin. Based on the price of about $110,000 at the time of writing the post, 10 Bitcoins is already a considerable asset, but he cares more about scarcity. He mentions in the post: “Five years ago, it might have taken 90 Bitcoins to equal the current value of $110,000, perhaps in another five years, just 1 Bitcoin will be enough.” This mindset shifts the focus from price to the scarce characteristic of the supply cap, echoing the concept emphasized by the Bitcoin Auto-Invest principle of “exchanging time for average cost.” Discipline against fluctuation: the psychological tug-of-war. However, while DCA seems simple in theory, executing it tests one’s character. The author candidly shares that early on, due to the lack of visible short-term dramatic fluctuations, feelings of “boredom” occasionally surfaced, and he even considered “trying 5x leverage” but fortunately managed to suppress that urge. When the accumulation progressed to about 40% of the target, a 20% intraday drop in Bitcoin price brought new pressure, and he spent considerable time convincing himself: the drop means “buying Satoshis” (Satoshis) at a cheaper price. This experience aligns with the viewpoint of how DCA can reduce emotional trading: regular buying can minimize the impulse to “chase high and sell low.” A 20-year blueprint: from investment to inheritance. Bitcoin is just the starting point; the longer-term issue is how to securely pass on digital assets to the next generation. The author also researched multisignature wallets, wills, and trusts, referencing secure digital asset lists, private key inheritance agreements, and legal frameworks to ensure that accounts, mnemonic phrases, and legal documents can be correctly activated when risk events occur. If the asset scale ultimately reaches high net worth levels, he also considers introducing professional custodians or establishing a family office to create a robust intergenerational structure. What’s left for the next generation is not just money, but methods. In today’s context where native digital assets are increasingly becoming mainstream options, the traditional “real estate + stocks” combination is no longer the only answer. This father's story highlights two points: first, long-term and disciplined actions can cultivate patience in a highly volatile market; second, comprehensive legal and technical solutions are equally crucial for asset inheritance. Whether Bitcoin can ultimately become “digital gold” remains to be tested by the market, but this father demonstrates the possibility of steady progress amidst huge fluctuations through his day-to-day “boring” actions. His 20-year plan reminds investors that patience, discipline, and a sound inheritance mechanism may be the three most practical keys in the digital asset era. Related reports: Metaplanet launches stock buyback plan! Pledging Bitcoin for a $500 million loan, stock price rebounds 18% in the past 5 days. Will France buy 420,000 Bitcoins in 8 years? Right-wing leader proposes: Establish a national BTC reserve to combat inflation and dollar hegemony. Legislator Luo Mingcai criticizes: The Central Bank President once said, “Bitcoin is a scam,” causing young people to miss the opportunity to become 18 times richer. <I am preparing to save 10 Bitcoins for my child over 20 years, but I find that the hardest part is not the money>. This article was originally published on BlockTempo, the most influential blockchain news media.