BlockBeats 消息，3 月 27 日，中国人民银行原行长周小川昨日出席博鳌亚洲论坛 2026 年年会时表示，好的支付系统不是单项技术或某个单项性能的冠军，正如即时支付（instant payment）未必就是好，最重要的是「适配」，他指出监管要反洗钱，防止毒品交易、跨境赌博、电信诈骗等，论坛年会上几家央行行长提到现在支付系统使用了数字货币，但欺诈也用数字货币，而且「用得挺厉害」，周小川认为反欺诈能力仍然需要持续提升。
在谈及监管适配话题时，周小川再次提到稳定币，他称现在电诈所得刚一到账马上就拆分到成百上千个账户，躲避合规性检查，这意味着事后挽回损失比较困难。「稳定币从根本上就绕过了合规审查，大家需要自己想明白，不要跟风。」周小川还强调加密货币、区块链技术是可以探讨的，但不等同于「点对点」「去中心化」都是积极的，也不能草率地认为原来后台系统中使用代理行、SWIFT 报文就是落后的，关键是适配用户的感受。(财新网)
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